Sydney’s banking is mainly conducted through its top four banks which have many branches and ATMs scattered through the CBD and suburbs, making them very accessible and easy to use. There is also a wide array of currency exchange stores in Sydney city and the airport, and currency exchange can also be carried out through many banks as well.

 

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Commonwealth Bank

Commonwealth bank is the largest bank in Australia with branches all around Sydney and the CBD. The head office is in the heart of Sydney’s city on 48 Martin Place and right outside Martin Place station.

There are hundreds of Commonwealth bank ATMs around Sydney for quick and convenient cash withdrawals and deposits (only at select ATMs). The ATMs are open to use 24/7 and will accept overseas credit cards through the MasterCard Cirrus and Visa Plus networks.

 Where: 48 Martin Place, 2000

Opening Hours: Monday – Thursday | 9:30am – 4:30pm | Friday | 9:30am – 5:00pm

Contact: 02 999 3283

 

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Westpac

Westpac is Australia’s second largest bank and is made up of three key customer service subsidiaries, which includes St. George banking group. There are hundreds of Westpac ATMs around Sydney for quick and convenient cash withdrawals. Westpac’s head office is located on 275 Kent Street, close to Wyndyard station and plenty of bus stops.

Westpac has a global alliance with foreign banks which will waive certain fees upon withdrawal. If you carry a credit card issued with the following banks, then using a Westpac ATM can save you money on withdrawal fees: Barclays, ABSA, Bank of America, ScotiaBank, BNP, Deustche Bank, Ukrsibbank, Westpac NZ, and Westpac Pacific Banking.

Where: 255 Kent Street, 2000

Opening Hours: Monday – Thursday | 9:30am – 4:30pm | Friday | 9:30am – 5:00pm

Contact: 132 032

 

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 Australia and New Zealand Bank (ANZ) 

ANZ has many branches and ATMs around Sydney city and provides convenient options for travellers and foreign currency exchange. Both ANZ and non-ANZ account holders are able to utilise their currency exchange or purchase travellers cheques, but with certain fees (contact ANZ for details). There are two ANZ branches at Sydney International airport open from 5:30am – 10:00pm.

Just a 5 minute walk from Town Hall station is ANZ’s city branch.

Where: 115 Pitt St, 2000

Opening Hours: Monday – Thursday | 9:30am – 4:30pm | Friday | 9:30am – 5:00pm

Contact: 13 13 14

 

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National Australia Bank (NAB)

NAB has many branches and ATMs around Sydney city and provides convenient options for travellers and foreign currency exchange. Foreign currency cash is available to purchase from most NAB branches and can be purchased by NAB and non-NAB account holders. The NAB head office is located on George Street.

Where:  255 George St, 2000

Opening Hours: Monday – Thursday | 9:30am – 4:30pm | Friday | 9:30am – 5:00pm

Contact: 13 22 65

 

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Credit cards

The most widely accepted credit cards are VISA, MasterCard, and American Express. Diners Club and JCB are not as common and are only accepted at very limited tourist destinations. Discover is not usually accepted.

It is best to carry more than one type of card as not all cards are accepted by all merchants. Always carry a little cash, because many shops will not take cards for purchases under AUD$10. Merchants may impose credit card surcharges in some places.

 

Currency Exchange

There are plenty of currency exchange stores around the Sydney CBD. The following are the most easily accessible by public transport and closest to train stations:

Travel Money Oz
399 George St, Sydney 2000

American Express Currency Exchange
296 George St (Cnr Hunter St), Sydney 2000

Forex Group Australia
Level 12, 37 Bligh St, Sydney 2000

Aussie Forex & Finance Pty Ltd
Ste202/60 York St, Sydney 2000

Sydney airport also offers currency exchange services at either ANZ bank or Travelex, both located at international terminal near exit A.

 
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